Loans and Debt Calculators
Calculate monthly payments, payoff timelines, and total interest across mortgages, auto loans, personal loans, and credit card debt.
Loan
Calculate monthly payment, total payment, and interest for fixed-rate loans.
Loan Payoff
Find payoff timeline based on current balance, APR, and monthly payment.
Credit Card Repayment
Estimate payoff time and total interest for fixed monthly card payments.
Car Loan
Estimate auto-loan monthly payment and total interest with taxes and down payment.
Amortization
Break down monthly payments into principal and interest over time.
Mortgage
Estimate mortgage payment, total paid, and lifetime interest.
Mortgage Refinance
Compare current mortgage payment with refinanced payment and break-even.
Simple Interest
Calculate simple interest without compounding assumptions.
How These Calculators Are Used
Mortgage Shopping
Compare loan offers by running the mortgage calculator with different rates and terms. Use the refinance calculator to determine if lower rates justify closing costs.
Debt Payoff Strategy
Use the credit card repayment and loan payoff calculators to compare avalanche vs snowball methods. Model how extra payments accelerate your debt-free date.
Auto Loan Decisions
Estimate true car costs including sales tax, trade-in value, and down payment. Compare financing terms from 36 to 72 months to find the sweet spot between monthly payment and total interest.